Kudo Trust Ltd

1. KUDO TRUST LTD (“we” or “us”) takes your privacy data seriously and cautiously. This Privacy Policy explains how your personal information is collected, used, and disclosed by us. How we store and transfer collected data as well as who we may share the data with. You specifically authorize us to collect and process data in accordance with this privacy policy.

2. We collect certain data to provide better Service for you. We also collect data for identity verifying and credit scoring models generating which in order to determine which Loan product will be available to you. We also use this data for collections and credit report checking.

3. We will keep your personal information in a safe and independent database which maintained by our service provider to comply with relevant financial regulations. The information is only used to satisfy your request on the app or to provide you with services. We will not disclose personally identifiable information to third parties apart from the circumstance of complying with legal or regulatory obligations. We will take all necessary steps to ensure that your data is processed, stored and transferred safely in compliance with this policy.

4. We will collect your telephone number and also your name, age, bank verification number (BVN), email address or other contact information. We may cross-check your identity with third parties base on the information you provided with anti-fraud purpose. We will collect data from your device for credit evaluation purpose. This includes information relating to your device, such as device brand, device model, operating system, and installed software applications etc. We will collect your phone-book contacts and information related to device activity such as SMS logs and GPS location information. We may also request supplementation info from credit bureaus. We require your authorization for us to collect and process these data during registration part.

5. We may share your data with third parties in certain circumstances. We may, for example, share data with: I. Credit bureaus, in requesting credit histories or reporting loan defaults; II. Collection agencies, when the loans default and we need recover the overdue Loans; III. Government bodies and law enforcement agencies, to comply with the law; IV. Professional advisers, to enforce or defend our legal rights; or V. With a purchaser or seller in connection with a corporate event such as a merger, business acquisition or insolvency situation.

6.Kids' Privacy. We do not address anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13. If You are a parent or guardian and You are aware that Your child has provided Us with Personal Data, please contact Us. If we become aware that we have collected Personal Data from anyone under the age of 13 without verification of parental consent. We will remove that information from our servers.

7. Contact information. If you have any questions about this privacy policy or other privacy issues, we can be reached at: kudotrust79@gmail.com